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Environmental Insurance

Contractors Pollution Liability Insurance

Contractors face numerous pollution risks associated with the construction site, including water or soil contamination from broken pipelines and leaking fuel storage tanks; water or air emissions from operations; spills of pollutants brought to the site; storm water runoff; and accidental utility strikes that could cause property damage and injure persons.

Because Commercial General Liability policies, even with a pollution coverage broadening endorsement, may not sufficiently cover pollution risks, many contractors may desire to purchase Contractors Pollution Liability insurance.

We secure environmental protection insurance for the following industries:
  • Car dealerships
  • Gas/Service Stations & Garages Contractors
  • Dry Cleaning & Laundry Facilities
  • Environmental Consultants
  • Environmental Remediation
  • Contractors
  • HVAC Contractors
  • Hospitals & Clinical Institutions
  • Hotels & other Lodgings
  • Pest Control Companies
  • Real Estate
  • Shopping Centers
  • Utilities

Environmental Site Liability

Bodily injury. Property damage. Remediation costs. The effects of pollution can be far-reaching - and devastating.

Environmental Site Liability insurance offers protection against a wide array of environmental risks.

Pollution Liability

Our Pollution Liability insurance policy addresses a wide range of environmental risks. Issued by one of our admitted member insurance companies, our policy gives you the peace of mind that comes from knowing that we will be there when you need us.

How Much Does Environmental Insurance Cost

Premium levels will depend on factors such as the limit of cover required, policy deductible (or 'excess'), policy period and, of course, the nature of the risk. The environmental insurance market is currently very competitive, with premium levels often starting at less than ?5,000 for an annual policy. For longer term policies, premiums can vary from less than 1% to approximately 4% of the policy limit.

Do Environmental Insurance Policies Provide Cover for Legal Defense Costs?

Yes. Even if a third party claim fails, the cost of defending such a claim can be substantial. This is covered as standard under environmental insurance policies.

Pest Control Insurance: Exterminator Insurance

We provide specialized pest control general liability insurance for pest control operators and exterminators pest control insurance. Our Pest Control Insurance Program is an advanced insurance solution for today's small pest control businesses.

Pest Control Insurance: Get the Coverage Your Business Needs

  • Advertising Injury
  • Fire Legal Liability
  • Employees as Additional Insureds
  • Personal Injury Liability
  • Exterminator Liability Coverages (Care, Custody & Control to Full Policy Limit)
  • Pollution Liability Coverage Including Cleanup
  • Automobile Transit Pollution Coverage (Full Policy Limit)
  • Pest Inspection Damage Liability Coverage (WDI)
  • Blanket Additional Insured - (As Required by Written Contract)
  • Sudden and Accidental Pollution - (Full Policy Limit)

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    for information and pricing

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